Pradhan Mantri Jan Dhan Yojana: More Than 30 Crore Accounts Opened Under Till December 6, Says Government

The Department of Revenue has apprised that based on information received from 187 Reporting Entities, Rs. 42,187crore had been deposited in 3,74,14,844 PMJDY accounts during the period 8.11.2016 to 30.12.2016.

Updated: December 20, 2017 4:45 PM IST

By India.com Business Desk

Pradhan Mantri Jan Dhan Yojana

New Delhi, December 20: A total of 30.71 crore accounts have been opened under Pradhan Mantri Jan Dhan Yojana (PMJDY), including 18.05 crore accounts opened in rural/semi-urban areas as of December 6, 2017. The Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion that ensures access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Highlights

  • As on 6.12.2017, total 30.71 crore accounts have been opened under PMJDY
  • 18.05 crore accounts opened in rural/semi-urban areas

According to a government press release, banks are opening PMJDY accounts for unbanked persons at their branches. In addition to uncovered Sub-Service Areas (SSAs) with 1000-1500 households, Bank Mitras, who can open PMJDY accounts, are deployed. State/UT-wise number of PMJDY accounts is annexed at Table 1.

The Department of Revenue has apprised that based on information received from 187 Reporting Entities, Rs. 42,187crore had been deposited in 3,74,14,844 PMJDY accounts during the period 8.11.2016 to 30.12.2016.  A number of measures have been taken up by the Government, which include the collection of information on cash transactions, collating and analysis of such information, extensive use of information technology and data analytic tools for identification of high-risk cases, expeditious verification of suspect cases and enforcement action as required.

Here’s The State/UT wise Number of PMJDY accounts opened as on 06.12.2017

S.NoState NameNumber of PMJDY accounts opened as on 06.12.2017
RuralUrbanTotal
1Andaman & Nicobar islands368531458151434
2Andhra Pradesh443731145361198973430
3Arunachal Pradesh150536102830253366
4Assam9486483303385712520340
5Bihar201749161217376332348679
6Chandigarh38085206473244558
7Chhattisgarh8221389460301412824403
8Dadra & Nagar Haveli743001361887918
9Daman & Diu204432065441097
10Delhi47048934632993933788
11Goa10751242802150314
12Gujarat6048591554896711597558
13Haryana340416530313806435545
14Himachal Pradesh848820127351976171
15Jammu & Kashmir16739592649851938944
16Jharkhand7832980309596910928949
17Karnataka6534781502265211557433
18Kerala153602419448173480841
19Lakshadweep45206425162
20Madhya Pradesh128046141384160526646219
21Maharashtra104157181127038121686099
22Manipur355535423036778571
23Meghalaya34642966601413030
24Mizoram98146166569264715
25Nagaland101236115266216502
26Odisha8819012334129912160311
27Puducherry6897090485159455
28Punjab338099226294426010434
29Rajasthan14332237956544223897679
30Sikkim734122096094372
31Tamil Nadu407556148220108897571
32Telangana457715043683298945479
33Tripura580715230766811481
34Uttar Pradesh277302461853337546263621
35Uttarakhand13325477946662127213
36West Bengal20296556909173429388290
Total180491233126619739307110972

Under the PMJDY, an account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet.  It has to be noted that accounts opened under PMJDY are being opened with Zero balance. However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria.

In August this year, Union Finance Minister Arun Jaitley said JAM (Jan Dhan, Aadhaar and Mobile) trinity has ushered in a social revolution which will eventually bring all Indians into a common financial, economic and digital space, similar to how GST has created a unified market. In a Facebook post on the third anniversary of the Pradhan Mantri Jan Dhan Yojana (PMJDY), he said, “Just as GST created one tax, one market, one India, the PMJDY and the JAM revolution can link all Indians into one common financial, economic, and digital space. No Indian will be outside the mainstream.”

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